One of the long-term care insurance system's guiding principles is to prioritise home accommodation as opposed to accommodation in an assisted living facility.
This choice stems from a desire to allow everyone to live comfortably in their own home for as long as possible. To that end, long-term care insurance provides for the following benefits:
- benefits in kind;
- cash benefits;
- a lump sum for incontinence products;
- assistive technology;
- home adaptations;
- pension contributions for caregivers.
Further information concerning applicants who live at home can be found below: